StrataPay offers its customers a multiple solution payment service covering a multitude of payment options. The system allows small businesses to offer a variety of payment services to their customers to pay for your goods or services. StrataPay are able to offer your business the channels normally only available to large, multi-national companies for a single registration fee payment of $199.00. For this, your business is provided with the facility for accepting credit card payments, Direct Debit Authorities payments, BPay, Australia Post BillPay, StrataPay’s IVR System and of course payments over the Internet. Competitors may charge you a substantial set up fee. There may be minimum transaction limits, as well as exit fees and fixed term contracts. You may be required to use their accounting package. You may also be required to set up a specific merchant account that carries with it additional set up costs, transaction fees etc. With Stratapay you do not need to open a bank designated merchant account. All you require is an active account with an Australian financial institution, a BSB and account number for StrataPay to be able to deposit your cleared funds into within 2 to 3 business days. StrataPay transaction fees are as follows: * $2.50 per transaction * additional 1.65% for Credit Cards or 2.65% for AMEX and Diners * Replacement cards cost $11 per card with the same StrataPay reference number. * Reversals, dishonours or insufficient funds incur a $35 fee Payments Accepted: All major credit cards Currency: Australian Dollars Merchant Region Serviced: Australia Entities Accepted: Individuals/Businesses.